What should I do immediately after a car accident in Pennsylvania?

Call 911, get medical attention the same day even if you feel fine, document the scene with photos, do not admit fault, and do not sign anything from an insurance adjuster. Then call PAIN 100 at 1-833-PAIN-100 to be connected with an injury doctor and attorney immediately.

How long do I have to file a personal injury claim in Pennsylvania?

Pennsylvania's statute of limitations for personal injury claims is 2 years from the date of the accident. Missing this deadline permanently eliminates your right to compensation. Contact PAIN 100 at 1-833-PAIN-100 as soon as possible.

What is Pennsylvania's no-fault insurance law?

Pennsylvania is a choice no-fault state. Drivers choose between limited tort and full tort coverage. Limited tort restricts your right to sue for pain and suffering unless injuries are serious. Full tort preserves your full right to sue. Call PAIN 100 before contacting your insurer — we can connect you with an attorney who will evaluate your coverage.

Can I still recover damages if I was partly at fault in a Pennsylvania accident?

Yes. Pennsylvania follows a 51% modified comparative negligence rule. You can still recover compensation as long as you were less than 51% at fault — though your award is reduced proportionally to your share of fault.

Does PAIN 100 serve all of Pennsylvania?

Yes. PAIN 100 serves accident victims across all of Pennsylvania including Philadelphia, Pittsburgh, Allentown, Harrisburg, Erie, and surrounding areas. Call 1-833-PAIN-100 anytime — 24/7, completely free.

Pennsylvania Car Accident Help Starts Here.

One call connects you instantly to a trusted injury doctor or accident lawyer in Pennsylvania. No runaround, no confusion, no cost to you.

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Call 911 Immediately

Even if injuries seem minor, a police report creates the official record of the accident. In Pennsylvania, you are required to report accidents involving injury, death, or damage over $1,000.

Get Medical Attention

See a doctor the same day even if you feel fine. Whiplash and internal injuries often have delayed symptoms. A medical record links your injuries directly to the accident.

Document Everything

Photograph the scene, your vehicle, your injuries, and any road conditions. Get the names, insurance information, and contact details of all drivers and witnesses.

Do NOT Admit Fault

Pennsylvania follows a modified comparative negligence rule. Admitting fault — even casually can reduce or eliminate your right to compensation. Say nothing beyond factual statements.

Don't Sign Anything

Insurance adjusters may contact you quickly and push for a fast settlement. Signing a release before consulting an attorney forfeits your right to future claims. Call us first.

Call 1-833-PAIN-100

Our helpline connects you to the right attorney and injury doctor for your specific situation in Pennsylvania 24 hours a day, at no cost to you.

What To Do Right Now After a PA Car Accident

The decisions you make in the first 24 hours after a Pennsylvania car accident can determine the outcome of your case. Follow these steps.

Know Your Rights Under Pennsylvania Law

Pennsylvania has unique car accident laws that directly affect the amount of compensation you can recover. Here’s what every accident victim needs to know.

Know Your Rights Under Pennsylvania Law

Pennsylvania has unique car accident laws that directly affect the amount of compensation you can recover. Here’s what every accident victim needs to know.

Pennsylvania's No-Fault Insurance System

Pennsylvania is a choice no-fault state, meaning drivers choose between limited tort and full tort coverage. Limited tort restricts your ability to sue for pain and suffering unless the injuries are serious. Full tort preserves your full right to sue. Not sure which you have? Call us before contacting your insurer.

Statute of Limitations: 2 Years

In Pennsylvania, you have exactly 2 years from the date of your accident to file a personal injury lawsuit. Miss this deadline and you permanently lose your right to compensation regardless of how serious your injuries are.

Medical Bills After a PA Automobile Accident

Your own auto insurance pays your initial medical bills through Personal Injury Protection (PIP) coverage regardless of fault. If bills exceed your PIP limits, you may pursue additional compensation from the at-fault driver. PAIN 100 can connect you with an attorney to evaluate the full picture.

Partial Fault Doesn't Bar Recovery

Pennsylvania follows a 51% modified comparative negligence rule. You can still recover damages even if you were partially at fault as long as you were less than 51% responsible. Your compensation is reduced proportionally to your share of fault.

⭐⭐⭐⭐⭐

I was in shock after my accident on I-76. One call to PAIN 100 and within two hours I had a doctor's appointment booked and an attorney already reviewing my case. I cannot recommend them enough.

MR Marcus R.

Philadelphia, PA

⭐⭐⭐⭐⭐

I didn't know if I needed a lawyer or a doctor first. PAIN 100 figured it out for me. They set me up with both, same day. The attorney got me a settlement I never expected.

DL Danielle L.

Pittsburgh, PA

⭐⭐⭐⭐⭐

Called at 11pm after a truck hit me on the highway. Someone actually answered, stayed calm with me, and had a doctor ready first thing in the morning. Outstanding service.

TK Tony K.

Allentown, PA

One Call. Every Type of Accident.

PAIN 100 helps accident victims across Pennsylvania whether you need an injury doctor, a personal injury attorney, or both.

Car Accident

Rear-end, T-bone, and head-on collisions. We connect you with Pennsylvania car accident attorneys and injury doctors right away.

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Truck Accident Claims

18-wheeler and commercial truck accidents involve complex liability. You need an attorney experienced in trucking law. We connect you with the right one.

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Workplace Accidents

Injured on the job? Workers’ compensation and third-party claims in Pennsylvania require different strategies. We guide you to the right legal support.

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Motorcycle Accidents

Motorcyclists face unique challenges in accident claims. We match you with attorneys who understand how to fight for riders.

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Slip & Fall Injuries

Property owner negligence cases require quick action and strong evidence. Get connected with a premises liability attorney today.

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Find an Injury Doctor

Need medical care after an accident? We connect you with qualified doctors across Pennsylvania with no upfront insurance required.

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We Serve All of Pennsylvania

From Philadelphia to Pittsburgh and everywhere in between, PAIN 100 connects accident victims across the entire state.

Pennsylvania Service Areas

Frequently Asked Questions

Get answers before you call or just call us and we’ll walk you through everything.

1. Is calling PAIN 100 really free?

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2. What if I'm not sure I have a case?

3. How fast can I get a doctor's appointment?

Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast

4. How long do I have to file a claim in PA?

5. Do I need a lawyer AND a doctor?

6. What if the accident was partly my fault?

1. Is Pennsylvania a no-fault state for car accidents?

No, Pennsylvania operates under a "choice no-fault" system. Drivers choose between limited tort and full tort coverage when purchasing insurance.

2. What is the statute of limitations for a car accident claim in Pennsylvania?

You have 2 years from the date of the accident to file a personal injury claim in Pennsylvania. Missing this deadline typically means losing your right to compensation.

3. Who pays my medical bills after a car accident in Pennsylvania?

Your own auto insurance pays first through Personal Injury Protection (PIP) coverage. After that, the at-fault driver's liability insurance may cover remaining costs.

4. Can I still sue after a car accident settlement is signed in Pennsylvania?

Generally no — signing a settlement releases the other party from further liability. Always consult an attorney before signing any settlement agreement.

5. How do I choose a car accident lawyer in Pennsylvania?

Look for a lawyer with proven experience in Pennsylvania personal injury cases and a track record of successful settlements. Call 1-833-PAIN-100 for a free 24/7 referral to a trusted PA attorney.

6. What if I was partially at fault for the accident in Pennsylvania?

Pennsylvania follows a modified comparative negligence rule. You can still recover damages if you are less than 51% at fault. Your compensation is reduced by your percentage of fault.

Common Questions Answered

The most important questions Pennsylvania accident victims ask are answered directly and honestly.

1. Is calling PAIN 100 really free?

2. What if I'm not sure I have a case?

3. How fast can I get a doctor's appointment?

Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast

4. How long do I have to file a claim in PA?

5. Do I need a lawyer AND a doctor?

6. What if the accident was partly my fault?